Smart Payments, Stronger Protection: How Finling Associates Supports Your Finance Function

Welcome to the first post in our new blog series, where we spotlight the key areas we cover at Finling Associates and showcase how our work makes a difference for clients. To kick things off, Adam Garnett, who leads our Cash and Credit Control function shares insights into how we help businesses manage payments securely and efficiently.

đŸ’Œ Our Services: Streamlining Payments and Maximising Cash

Managing payments effectively is critical - not just for operational efficiency, but for protecting your cash and maximising returns. That’s why we’ve developed a suite of services designed to simplify processes and strengthen financial control:

Sterling Batch Payments with Xero Reconciliation

We generate batch payments directly from your “bills to pay” listing in Xero and automatically mark them as paid - reducing the risk of double payments and allowing full visibility. Final authorisation always remains with you.

Software Compatibility

Already using a payments solution but spending too much time on manual pay runs? We can take data-entry access to your existing software and streamline the process for you.

High-Interest, FSCS-Protected Deposit Options

Our cash deposit solution spreads your funds across multiple high-interest accounts, helping you benefit from better rates while maximising FSCS protection across your assets.

🌍 What’s New: Expanding Our Capabilities

We’re constantly evolving our services to meet client needs. Here’s what’s new:

Foreign Currency Payments

We now offer access to software that enables payments in a wide range of foreign currencies - while still maintaining automated Xero reconciliation.

Multi-Currency Payment Options

If you hold funds in GBP, EUR, or USD, you can now use those balances directly to make payments, helping reduce foreign exchange costs.

🔐 Payment Fraud: Prevention Starts with Smart Practices

Fraud prevention is a shared responsibility. Here are some key tips to help safeguard your payments:

Always Verify Supplier Bank Details

Confirm any changes directly with the supplier - ideally by phone, not via the email that provided the update.

Use a Strong Invoice Approval Workflow

Ensure all invoices go through a robust approval process before payment.

When in Doubt, Don’t Pay

If something feels off - whether it’s the invoice or the email it came with - pause the payment and verify.

Leverage Our Software’s Validation Checks

Our tools include checks to confirm that account names match bank details, adding an extra layer of protection.

📞 Let’s Talk

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Melanie Lucas